Climbing Mt. Debt:

Navigating Your Veterinary Student Loan Repayment Options

Presented by Tony Bartels, MBA, DVM
8 pm ET/5 pm PT, Wednesday, December 15, 2021

Dog with piggy bank

This webinar is FREE for all attendees.
This webinar is approved for 1.5 hours of RACE CE for veterinarians and veterinary technicians. RACE CE will be provided to current HSVMA members ONLY



HSVMA is partnering with VIN Foundation to bring you this special webinar!

Non-profit veterinarians and support professionals -- Do you know the best way to handle your student loans?

Conventional wisdom says you should pay your loans back as fast as possible. However, federal income-driven repayment (IDR) options and Public Service Loan Forgiveness (PSLF) are often a much better strategy for many veterinarians and support professionals.

Choosing the right student loan repayment strategy for your situation can save you a ton of time, money, and stress -- a concept VIN Foundation calls Repay Wiser.

Join Dr. Tony Bartels (a leading authority on U.S. veterinary student debt) for this special Climbing Mt. Debt session to see if you are doing all you can as a non-profit employee veterinarian or support professional to save money and reduce your student debt stress.  Special guest Heather Schrader, RVT, MCJ will also join to share how she received forgiveness under the Temporary Expanded PSLF program! Heather is the Program Manager of Student Outreach for HSVMA.

In this webinar Tony demystifies the most difficult aspects of loan repayment:

1) What’s the “best” way to repay your student loans?
2) How can you use your debt to income ratio to create a plan?
3) What is PSLF and how do I make sure I’m on track for forgiveness
4) How do I make sense of all the PSLF changes: TEPSLF, waivers, loan servicers quitting?
5) How do you know when to adjust your repayment strategy?

This webinar has a suggested Student Debt & Income Signalment short "homework" assignment to compete prior to the session. The secure form should take only about 10 minutes to complete and will help with customizing the session content: https://surveys.vin.com/s3/HSVMA-MtDebt-Dec2021.

Completing the pre-session homework also helps with receiving personalized assistance after the session.


This webinar is approved for 1.5 hours of RACE CE credits for veterinarians and veterinary technicians (non-medical/interactive category). CE credits will be provided FREE to current HSVMA members ONLY. If you are not yet an HSVMA member or need to renew your membership, please visit the HSVMA website HERE.




Tony Bartels

Tony Bartels graduated in 2012 from the Colorado State University combined MBA/DVM program and is an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, and their two rescued labradoodles, Addi and Maggie.

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